Id say you would be fine traveling down 95. We've had no problem with our cat nor has Steve I believe, but our boats are not as wide as your 46. On the water in CT you'll be fine. Id say trailer down to save you all that money in fuel and because its a straight tow for you! Its slated to be July 24th. Were are working out all the details still. We have an idea of what the course will be though.