Loaning your boat; insurance claims?

No ! He was serving drinks to the captain during the wake incident.:26::26:

Okay, one question though....

What if the insurance didn't have the "Stecz" clause?

Would he still be covered????

And how many exclusions/items are there to that clause???
 
And how many exclusions/items are there to that clause???

All of them- I'm a trailer queen but it's cheap!

Sy told me he was not making any money off me and I kind of believe him. He almost had to refund me postage (NOT a green light to raise my rate Sy)
 
Stecz exclusion clause

On any boat that I insure all coverages are null and void if STECZ is within a 100 mile radius of the boats mooring location.:26::26::26:
 
I'm with American Modern and my policy does not have a name operator clause. I like that because I do like to let my buddy drive on occasion so I can relax and enjoy the scenery. (He helps me maintain her so it is nice payback.) But, it will be a cold day in h*ll before I let anyone take my baby out without me!
 
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