Not my original thought, but I feel the message is deep:
When presented fairly, with nuance, the bankers have an argument that needs to be taken seriously: when it comes to actual goods and services--which hybrid automobile engine is best--the market is inevitably a better judge of quality than the government. But untrammeled markets, in which Ponzi products are traded back and forth, need to be policed and eliminated--and the government has an important, and necessarily intrusive, role in channeling us back toward a rock-solid foundation and away from the flim-flam that is choking us.